FinSavvy Finance · Family-run, West Pymble
Mortgage brokers on Sydney’s North Shore
Home loans, handled properly.
We’re FinSavvy — a family-run mortgage broking practice on Sydney’s North Shore. We compare lenders, do the paperwork, and show our working. You get a decision you understand, at no cost to you.
from 200+ Google reviews
Getting a mortgage can feel overwhelming, but Ansa made the whole process surprisingly stress-free. He was always one step ahead, guiding us through each stage clearly so we never felt lost or confused. … If you're looking for a broker who's knowledgeable, reliable, and actually easy to deal with, Ansa is your person.
This is my 7th purchase and I've used many brokers. Hands down Sina is a cut above them all. From plan, to deal structure to communication. Absolutely elite. You've got a life time customer in me!
Included with every loan we write
The FinSavvy Rate Review
A loan that was right on settlement day drifts out of shape quietly — that’s how the loyalty tax works. So we re-check every client’s rate, every six months, for the life of the loan.
Every six months
We re-check your rate against what lenders are offering new customers — the deals banks don't ring their existing customers about.
We do the chasing
If there's a sharper deal, we take it to your lender and push for a repricing on your behalf. You don't make a single awkward phone call.
A plain answer
You get one of two messages: your loan still stacks up, or it's time to move — with the working shown either way.
Your brokers
The people who pick up the phone
A small practice, on purpose — the broker you meet first is the one who settles your loan and reviews it every year after.
Ansa Ansari
Co-Founder & Senior Mortgage Broker
I help clients navigate the lending process with clear advice, careful planning and a loan structure that supports their goals.
Meet Ansa →
Sina Enayati
Co-Founder & Senior Mortgage Broker
I help clients make sense of their options and find the right finance solution, even when their situation is not straightforward.
Meet Sina →
Charlie Lo Surdo
Finance Broker
I draw on more than six years of lending experience across major banks and mortgage broking to make the loan process clear, straightforward and as stress-free as possible.
Meet Charlie →
Loc Pham
Associate Broker
I combine my background in finance and commercial property to support clients throughout the lending process, helping keep their experience clear, organised and well managed.
Meet Loc →What we do
One broker, every kind of loan
Every loan type we write, explained in plain language on its own page.
First home buyers
Schemes, deposits, and a straight path to your first keys.
Read more →Refinancing
We check whether your current loan still deserves you.
Read more →Investment
Structure and lender selection for property investors.
Read more →Upgrading
Sequencing the sale, the purchase, and the finance in between.
Read more →Self-employed
Lenders who read business income properly.
Read more →Not sure which you are?
Twenty minutes with a broker sorts it — no documents needed for a first chat.
Book a conversation →What could you borrow?
A 20-second estimate — assumptions shown on the full page.
Estimate only — not an offer of credit. Assessed at your rate + a 3pt buffer on the full calculator.
Run the numbers
Free calculators, honest assumptions
Every figure traces to a cited source, every assumption is printed on the page, and nothing pretends to be a quote. Play with the teaser, then go deeper:
Stamp duty NSW
Current Revenue NSW rates, first-home-buyer treatment included.
Open →LMI estimator
The ballpark on lenders mortgage insurance, honestly framed.
Open →All three live in Resources, alongside our guides as they publish.
Local knowledge
Your suburb, not just your postcode
We write about the markets we actually work in — what's selling, how lenders see it, and which buyers dominate each pocket. Starting with our home turf, growing suburb by suburb.
Talk to a broker in under a minute
Three quick taps, then your details — a real broker replies within one business day.
★★★★★ 5.0 · 200+ Google reviews
Questions people ask us
What does a mortgage broker on the North Shore actually do?
We compare home loans across a panel of lenders, recommend one with our reasoning shown, prepare and lodge the application, and manage it to settlement. We're local — based in West Pymble — and we work with buyers and owners across the North Shore.
How much does it cost to use FinSavvy?
Nothing, for you. We're paid a commission by the lender when your loan settles, and we disclose what it is. Our credit guide — which we give you when we start working together — explains this in full.
Which suburbs do you cover?
We're based in West Pymble and work across the North Shore — Chatswood, Pymble, St Ives, Turramurra, Hornsby and surrounds — as well as the rest of Sydney. Most of our work happens by phone and email, so location never blocks anything.
Are you licensed?
Yes — our credit licence details appear in the footer of every page, and you receive our credit guide with the full disclosures when we start working together.