FinSavvy Finance · Family-run, West Pymble
Mortgage brokers on Sydney’s North Shore
Home loans, handled properly.
We’re FinSavvy — a family-run mortgage broking practice on Sydney’s North Shore. We compare lenders, do the paperwork, and show our working. You get a decision you understand, at no cost to you.
from 200+ Google reviews
Getting a mortgage can feel overwhelming, but Ansa made the whole process surprisingly stress-free. He was always one step ahead, guiding us through each stage clearly so we never felt lost or confused. … If you're looking for a broker who's knowledgeable, reliable, and actually easy to deal with, Ansa is your person.
This is my 7th purchase and I've used many brokers. Hands down Sina is a cut above them all. From plan, to deal structure to communication. Absolutely elite. You've got a life time customer in me!
We had an excellent experience working with Ansa on our home loan. From the very beginning, he was knowledgeable, responsive, and genuinely committed to finding the best solution for our needs.
Ansa at Finsavvy was recommended to me by family, and now I can see why. The service has been exceptional from day one. Great communication, honest advice, and real support through every part of the journey.
Included with every loan we write
The FinSavvy Rate Review
A loan that was right on settlement day drifts out of shape quietly — that’s how the loyalty tax works. So we re-check every client’s rate, every six months, for the life of the loan.
Every six months
We re-check your rate against what lenders are offering new customers — the deals banks don't ring their existing customers about.
We do the chasing
If there's a sharper deal, we take it to your lender and push for a repricing on your behalf. You don't make a single awkward phone call.
A plain answer
You get one of two messages: your loan still stacks up, or it's time to move — with the working shown either way.
Your brokers
The people who pick up the phone
A small practice, on purpose — the broker you meet first is the one who settles your loan and reviews it every year after.
Ansa Ansari
Co-Founder & Senior Mortgage Broker
I help clients navigate the lending process with clear advice, careful planning and a loan structure that supports their goals.
Meet Ansa →
Sina Enayati
Co-Founder & Senior Mortgage Broker
I help clients make sense of their options and find the right finance solution, even when their situation is not straightforward.
Meet Sina →
Charlie Lo Surdo
Finance Broker
I draw on more than six years of lending experience across major banks and mortgage broking to make the loan process clear, straightforward and as stress-free as possible.
Meet Charlie →
Loc Pham
Associate Broker
I combine my background in finance and commercial property to support clients throughout the lending process, helping keep their experience clear, organised and well managed.
Meet Loc →What we do
One broker, every kind of loan
Every loan type we write, explained in plain language on its own page.
First home buyers
Schemes, deposits, and a straight path to your first keys.
Read more →Refinancing
We check whether your current loan still deserves you.
Read more →Investment
Structure and lender selection for property investors.
Read more →Upgrading
Sequencing the sale, the purchase, and the finance in between.
Read more →Self-employed
Lenders who read business income properly.
Read more →SMSF lending
Limited recourse borrowing, with the constraints stated first.
Read more →Doctors
Profession-based LMI waivers, and who actually offers them.
Read more →Not sure which you are?
Twenty minutes with a broker sorts it — no documents needed for a first chat.
Book a conversation →What could you borrow?
A 20-second estimate — assumptions shown on the full page.
Estimate only — not an offer of credit. Assessed at your rate + a 3pt buffer on the full calculator.
Run the numbers
Free calculators, honest assumptions
Every figure traces to a cited source, every assumption is printed on the page, and nothing pretends to be a quote. Play with the teaser, then go deeper:
Stamp duty NSW
Current Revenue NSW rates, first-home-buyer treatment included.
Open →LMI estimator
The ballpark on lenders mortgage insurance, honestly framed.
Open →All three live in Resources, alongside our guides as they publish.
Most of our work happens in a handful of markets we know street by street:Pymble and West Pymble where the office is,Chatswood for apartment lending near the interchange, St Ives andTurramurra for family upgrades, andHornsby where first home buyers still find scheme-cap pricing. Each page is written by whoever works that market.
Local knowledge
Your suburb, not just your postcode
We write about the markets we actually work in — what's selling, how lenders see it, and which buyers dominate each pocket. Starting with our home turf, growing suburb by suburb.
Talk to a broker in under a minute
Three quick taps, then your details, and a real broker replies within one business day.
★★★★★ 5.0 · 200+ Google reviews
Questions people ask us
What does a mortgage broker on the North Shore actually do?
We compare home loans across a panel of lenders, recommend one with our reasoning shown, prepare and lodge the application, and manage it to settlement. We're local — based in West Pymble — and we work with buyers and owners across the North Shore.
How much does it cost to use FinSavvy?
Nothing, for you. We're paid a commission by the lender when your loan settles, and we disclose what it is. Our credit guide — which we give you when we start working together — explains this in full.
Which suburbs do you cover?
We're based in West Pymble and work across the North Shore — Chatswood, Pymble, St Ives, Turramurra, Hornsby and surrounds — as well as the rest of Sydney. Most of our work happens by phone and email, so location never blocks anything.
Are you licensed?
Yes — our credit licence details appear in the footer of every page, and you receive our credit guide with the full disclosures when we start working together.