Resources
Tools and guides, minus the spin
Everything here follows the same rules as our advice: sources cited, assumptions visible, and no number pretending to be a promise.
Calculators
Stamp duty calculator NSW
Transfer duty from the current Revenue NSW rates, with first-home-buyer exemptions and the source shown on the page.
Open →LMI estimator
An estimate band for lenders mortgage insurance from a published example table — never presented as a quote.
Open →Borrowing power calculator
A serviceability approximation with every assumption printed on the page, including the regulatory-style rate buffer.
Open →Guides
The First Home Guarantee (5% Deposit Scheme)
What the First Home Guarantee is, how the expanded 5% Deposit Scheme works, who's eligible, what it saves, and its limits — with sources throughout.
Read →Guarantor home loans, explained properly
How a guarantor home loan works, what the guarantor actually commits to, how the guarantee is released, and the alternatives — explained without the gloss.
Read →Home loan pre-approval, explained properly
What pre-approval actually commits a lender to, how long it lasts, what invalidates it, and how to hold one that survives to settlement.
Read →Debt recycling, explained properly
What debt recycling is, how it works mechanically, a worked hypothetical, the real risks, and who shouldn't do it — from a North Shore mortgage broker.
Read →Talk to a broker in under a minute
Three quick taps, then your details — a real broker replies within one business day.
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